Health Insurance
TEAN requires that all international students possess health insurance coverage for the duration of their studies in Thailand. The cost of this insurance will be included in your program fee and enrollment is automatic.
Your medical insurance policy includes the following:
- Prescription medications
- Medical evaluation
- Hospitalization
- X-rays
- Emergency medical assistance
- Medical transportation and evacuation
- Return of mortal remains
There are some limitations to this medical insurance, including dental and optical services. If you have any existing health concerns, contact your current insurance provider before you leave for Thailand. Medical insurance for higher levels of need is your own responsibility.
Please note that the insurance does not cover:
- Injury sustained while participating in professional sports.
- Injury resulting from scuba diving; jet or water skiing; mountain climbing (where ropes or guides are used); sky diving; professional or amateur racing
Personal Articles Insurance
We recommend students put anything of value, i.e., phone, camera, tablet, jewelry, musical instruments, cellphone, laptops, etc., on a Personal Articles Policy (many homeowners already have this policy so students most likely can add their items onto their parents’ Personal Article Policy). This insurance often covers the full value of the items worldwide, with no deductible. Typically, items valued up to $3,000 can be covered for an approximately $30 premium. We encourage students to take pictures of items and note their model, make and serial number, as well as saving receipts when possible. Purchase of this insurance is left to the discretion of the student and his/her parents.
Travel Insurance
Trip insurance is optional and is not included in TEAN program fees. We recommend considering supplemental trip insurance to protect against unexpected mishaps (i.e. lost luggage) that can occur while traveling. Plans range from $100 to $350 and can be purchased through various insurance carriers.
Health and Safety
TEAN is committed to the health and safety of every participant. It is very important that students make informed decisions about their study and travel destinations. TEAN continually monitors the safety and security of our study abroad program locations as well as popular student travel destinations. We continue to advise students of the safety and health risks associated with studying and traveling abroad based on the information from the U.S. Department of State travel warnings, local law enforcement, the Southeast Asian governments, NAFSA: Association of International Educators, and the World Health Organization.
TEAN has created an Emergency Response Plan for our study abroad locations that will be implemented by both our staff in Southeast Asia/the South Pacific, and our U.S.-based staff in Chicago. TEAN staff will work with students, parents, and study abroad staff at both the student’s home and host institution to provide the most up-to-date information regarding situations that may arise while studying abroad.
Tips for Personal Safety
Emergency Contacts: Be sure to designate a parent or guardian as your Emergency Contact. This way, information regarding an emergency situation will automatically be passed on to your parents. Also make sure to provide TEAN your Emergency Contact’s most up-to-date contact information.
Communication Information: Provide TEAN with accurate and up-to-date contact information regarding your mobile phone number, WhatsApp details and email address. Be sure to notify your parents and Resident Director in case of an emergency.
Keep Others Informed: Tell others (your roommates, your parents, your Resident Director) your travel plans. Keeping others informed will make it easier to locate you in case of an emergency.
Stay Informed: Research the political, cultural, and social climate of your study and travel abroad destination before heading overseas. While abroad, whenever possible, read local newspapers and watch local news broadcasts for developments that may affect your health and safety. If you have questions, please contact a TEAN staff member either in the U.S. or abroad.
What about anti-foreign sentiment? Although individuals are generally well-liked abroad, host nationals will often question the activities of foreign governments and may hold anti-foreign views. This has occurred for some time, in periods of both peace and crisis. Participants in the past have found these tips useful: use common sense, dress to blend in, speak softly, avoid overt displays of home country patriotism, and stay away from known established locations frequented by foreigners. TEAN also advises that students avoid all public demonstrations.
Safety Notes Regarding Food & Water
TEAN urges students to be extremely cautious about food and water while studying in Southeast Asia. Diseases from food and water are the leading cause of illness in travelers. Follow these tips for safe eating and drinking:
- Wash your hands often with soap and water, especially before eating. If soap and water are not available, use an alcohol-based hand gel (with at least 60% alcohol).
- Water that is provided at restaurants is safe to drink (no one drinks tap water).
- Drink only bottled or filtered water, or carbonated (bubbly) drinks in cans or bottles.
- Make sure food is fully cooked.
- Avoid dairy products, unless you know they have been pasteurized.
Diseases from food and water often cause vomiting and diarrhea. Make sure to bring diarrhea medicine with you so that you can treat mild cases yourself. Keep in mind that even if you do follow all tips, it is common to find yourself unwell with food poisoning at some time during your stay in Southeast Asia. Usually, you can obtain medicine from a local pharmacy a short walk from your accommodation, and your TEAN Resident Coordinator is just a quick phone call away to take you to see a doctor if needed.
Vaccinations
There is no need to have malaria shots or take malaria pills. Malaria is not prevalent in the areas where you will be studying. It is recommended to have general vaccinations up-to-date including tetanus, Hepatitis A, Hepatitis B, etc.
If you have any health conditions that may cause issues, please make sure to consult a doctor before departing.
Relevant Travel and Safety Links